Who the fund is for.
Where the charter serves.
The proposed Trillion Dollar Spending Power Federal Credit Union will serve a Well-Defined Local Community of Fulton County and DeKalb County, Georgia — two contiguous counties bound by one Metropolitan Statistical Area, one transit system, and a shared Black commercial heritage.
Enter your ZIP.
Know in a heartbeat.
Our proposed Field of Membership covers Fulton County and DeKalb County, Georgia. Type any 5-digit ZIP to see where it lands.
One MSA. One economy. One community.
Fulton anchors downtown Atlanta and the historic Black commercial corridor along Auburn Avenue, plus the airport-corridor cities of East Point, College Park and Hapeville. DeKalb carries Decatur, Clarkston, Doraville, Brookhaven, Tucker and the eastern suburbs.
Together, 97 ZIP codes · roughly 1.84 million residents · one Well-Defined Local Community.
Stylized boundary diagram · not to GIS scale · see directory below for the authoritative ZIP list.
A Well-Defined Local Community under NCUA Chapter 2, Appendix B.
One MSA. One economy.
Fulton and DeKalb both sit inside the Atlanta–Sandy Springs–Alpharetta Metropolitan Statistical Area — the Census Bureau's definition of an integrated economic region. Workers cross the county line daily; employers draw from both counties.
One transit backbone.
MARTA heavy rail and bus service weaves through Fulton and DeKalb on a single interoperable network — the two counties are physically and functionally one commute.
Shared institutions.
Common court jurisdictions (Fulton & DeKalb Superior Courts), overlapping school districts at municipal lines, and the shared public health district under the Georgia DPH.
The historic Black corridor.
Auburn Avenue, Cascade Road, Buford Highway, and the East Atlanta / Decatur corridor form a single Black commercial corridor with a shared 100-year commercial history, overlapping customer bases, and deeply interconnected family and faith networks.
"A community charter may serve persons who live, work, worship, attend school in, or participate in associations headquartered in, or participate in programs to alleviate or eliminate poverty or distress which are located in, a Well-Defined Local Community."
Every ZIP in the proposed FOM
Searchable list of all 97 ZIP codes inside the Well-Defined Local Community.
30004300053000930022300753007630097302133026830291302963030130302303033030430305303063030730308303093031030311303123031330314303153031830319303203032130324303253032630327303283033130332303343033630337303383034230343303443034830349303503035430356303633036830369303743037530377303783038030384303853038830392303943039630398300023002130030300313003230033300343003530036300373003830058300723007430079300833008430085300863008730088302943031630317303223032930333303403034130345303463036030362If your ZIP is on this map, the charter counts you.
Every in-FOM pledge of support strengthens the Potential Member case we submit to the NCUA. Add your name — your pledge is held in escrow at Citizen Trust Bank and refundable in full if the charter is not granted.
Proposed Credit Union · pending NCUA charter approval · pledges are non-binding and not deposits. Escrow at Citizen Trust Bank.